This website (“Website”) is operated by CU First Responders Finance, a DBA of Biz Lending & Insurance Center, Inc. (“CUFR”). These Terms explain how we conduct our business with you and govern your use of the Website. If you do not agree, please immediately discontinue using the Website.

Whenever we say “you” or “your,” that means you as a user of this Website. By saying “CUFR”, “we”, “us” or “our”, we mean CUFR, LLC.

By using this Website, you agree to accept and comply with these terms and conditions of use, as stated below.

Referral Authorization – You hereby authorize CUFR and or its assigns to forward any and all credit information, banking information, trade references or any/all other details about the personal background of any company guarantor or information about your company(s) that CUFR has collected with your approval, to lending sources to help your business obtain financing.

Limitation of Liability and Indemnity – You shall indemnify, defend and hold harmless CUFR, LLC, it’s officers, employees or assigns, from and against any/all penalties, fines, damages, sanctions, loses, assessments, liabilities, claims, costs, obligations and other expenses (including reasonable attorneys’ fees and litigation costs) whether or not resulting from third party claims, arising out of any act or omission or data security breaches of any third party lender or its assigns that CUFR refers your information to.

Using the Website – CUFR may ask for certain financial and other information about you, other owners of your business and your business. This information is used as part of the criteria for evaluating business eligibility for credit. Please note that we are not a bank, investment advisor or financial planner. We partner with a nationwide network of credit unions and other lenders that we refer our loan opportunities to. Before making any financial decision or implementing a financial strategy for your business, you should consider seeking advice from your lawyer, accountant or other relevant professional advisor.

You may not use this Website if you are under 18 years of age. By using the Website you represent and covenant to us that: (a) you are authorized to act on behalf of your business and to bind such entity; (b) all information you provide is accurate and complete; (c) you are not misrepresenting your identity or any information related to your current financial accounts; (d) you are a citizen or permanent resident of the United States or its territories; and (e) any funds that you receive from or arranged by CUFR shall be used solely for the business and not for personal purposes.

Privacy – CUFR respects your privacy. Please read our Privacy Policy in full by clicking here.

Website Content – The Website contains copyrighted material, trademarks and other proprietary information, including, without limitation, text, software, photos, video, graphics, music and sound, and the contents of the Website are copyrighted under the United States copyright laws. You may not modify, publish, transmit, display, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. No copying, redistribution, retransmission or commercial exploitation of downloaded material will be permitted without the express written permission of CUFR and the copyright owner. In the event of any permitted copying, redistribution, of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.

You acknowledge that we may from time to time amend all or any part of these Terms and Conditions and/or change the features or functionality of the Website. We will post notification of such changes to the Terms and Conditions on the Website by updating our “Effective Date”. Your use of the Website after the effective date of any such changes shall constitute your agreement to be bound by the terms of such changes. We encourage you to review these Terms and Conditions periodically for any changes.

Disclosures and Terms Effective Date: January 15, 2024